Topic hub
Retirement Taxes
Taxes in retirement come in layers. Your state decides how Social Security, pensions and account withdrawals are taxed. Your county and school district set property tax. Sales and local taxes sit on top. This hub takes the layers one at a time.
1 guide · 2 free tools
Using figures for tax year 2025. Rules change often; check your state's current rules before acting.
- No state income tax
- Exempts Social Security
- Taxes some Social Security
- Has local income taxes in some places
Social Security treatment for tax year 2025, from state revenue departments (each state's source is linked in its details). Nine states taxed some benefits in 2025; West Virginia's exemption became complete in 2026, and Colorado taxes benefits only for people under 65 above income limits. Median property tax: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates, Tables B25103 and B25077.
Guides in this hub
Still to come in this hub:
- How states tax Social Security, pensions and withdrawalsPlanned
- Property tax by county, state by stateFirst states published →
- Required minimum distributionsPlanned
- State estate and inheritance taxesPlanned
Connects to: Where to Live
State by state, then county by county.
Income tax treatment is decided at the state level. Property tax is not: inside one state, median bills vary widely between counties. Each state property tax page explains the homestead exemption, assessment caps, what resets when you buy, and senior relief, with the median bill for every county.
Free tools for this decision
No account, no email required. Each tool names its dataset and date.
County property tax lookup
Median property tax bill and effective rate for any U.S. county, with state and national context.
Data: Census ACS 5-year, Tables B25103 and B25077 (2023)
Open the tool →Home equity move calculator
Sell in one county and buy in another: the cash it frees up and how your property tax changes.
Data: Census ACS 5-year, Tables B25077 and B25103 (2023)
Open the tool →